Can Airbnb Income Be Used to Qualify for a Mortgage?

Yes.

Many lenders now allow short-term rental income, including Airbnb and vacation rental income, to help qualify for mortgage financing.

Some DSCR lenders use projected short-term rental income reports, while others may use existing lease history, tax returns, or bank statements depending on the program.

Loan options vary based on:

property type

occupancy

rental history

documentation available

Not all lenders offer short-term rental financing, so choosing the right mortgage broker matters.

Amethyst Mortgage LLC does not send wire instructions to or request wires from consumers.  Under no circumstances should you send any funds to any party without verbally verifying the recipient's information and authenticating their credentials.  Amethyst Mortgage LLC will never ask you to send money or share personal financial data with any party whatsoever.